Friday, May 15, 2009

More money OUT the door!

I really should take stock up in Dentistry, if they had such a thing. Maybe some company that makes Dental items such as the parts to make a filing or other some such thing.

I've been in pain, excruciating pain. I have to admit I'm a big ole baby when it comes to tooth pain. I just am. I have wretched teeth, they are soft and they don't like me I think, I'm sure the dentist pocket book love me though and his wife of course!

I've been going to his office since I was a wee child. I trust him completely and he works with me. In fact he is working with me and giving me some of the procedure for FREE!!! He also saw me at no charge when I was in pain! He really does care about his patients and his main concern is that they get the treatment he needs.

Here is the kicker he is doing his portion at no charge but the main portion I have to see a specialist. The specialist comes into his office twice a week he is an endodontist that will be doing the main portions to the tune of $920 YIKES!! Thankfully I have enough on my insurance still that my portion is only $184 (whew!!!).

It is important I get this done now, the cap is waiting until January when my insurance kicks in again because after this (and some other work I had done this year) I will have used all but $88 of my insurance for the year. He thinks there might be some infection in there and I am in pain that won't go away with just some antibiotics (although I AM on them). I also have a heart condition that makes it dangerous for me to have a dental infection that will keep coming back. So it isn't an option to wait you see.

The remainder of the balance (the $184) will go on my flex spending (whew again!!).

The root canal due to the tooth it is on and the difficulty of what is there will have to be an outpatient surgery. I don't have to go completely under though and that is a good thing. I am a bit scared.

I now have to figure in the cap and what insurance pays (only about half my half will be about $450) into my flex spending for next year. I like to look at my flex spending as a sort of emergency fund because that is what it is there for, yet in a way you have to be careful not to put too much money into it. I'll have to do up a post all about flex spending in case there are some out there that don't know all the ins and outs of these accounts.

Now the other option is I could have the tooth pulled, however pulling teeth sometimes leads to bone depletion in the jaw. Since I am still young I'd like to avoid that if I can. The best option is to have the root canal even though it does cost quite a bit more. Even if I did have it pulled because of the nerves that have to be removed along with it and the location and difficulty of the tooth I'd still have to see the specialist.

Too bad the tooth fairy doesn't visit me anymore huh?


  1. Oh wow! So sorry to hear it's gotten so bad for you. Dentistry can be scary, but is so important to our overall health. You're blessed to have such a wonderful dentist and to have the coverage you do, despite having to wait.

    Hope it gos smoothly for you!

  2. I am sorry you are having to do so much dental work. It is painful plus it costs alot. A double whammy.

    Love your blog by the way, its great!

  3. Thank you Northern and Live Simply.