I was reading online and stumbled upon a WWYD link. I thought it might be fun to answer the question.
Being in the situation I am in now, I would choose option B. I know what having no emergency fund can do to a person. Not only what no e-fund does financially but your health too the stress is pretty high. I'd rather take a extra time in paying off debt and have the cushion there. It never seemed an option for me so I'm working on that right now.
Chances are you'll run into some unexpected expense in the 12 months you are paying off the card, or at least that is my experience. Car repairs, home repairs, unexpected medical bills... the list can go on and on.
So WWYD? Please explain... especially if you'd pick option A. I want to hear from you.